Archive for May 2, 2009
Travel Insurance – Trip Cancellation and Health Insurance
May 2, 2009, 1:30 pmMost people don’t really know what they’re looking for in travel insurance they just want something to take care of them in case they can’t make the trip or if something happens to them while on the trip.
Trip cancellation and medical travel policies are the simplest types of travel insurance.
Cancellation insurance allows travelers to cancel a trip at the last minute withoutlosing all the money they paid for the trip. Medical insurance provides coverage when you are traveling overseas. Other plans cover emergency evacuation, loss of your baggage, some kind of travel delay.
The plans no traveler wants to think about: kidnap and ransom coverage, acidental death and dismemberment.
What’s the cost of travel insurance? Say you’re a 40-year-old taking a trip for a month. If you wanted $100,000 worth of medical coverage with a $250 deductible,thepremium would be approximately $100. For trip cancellation that requires no deductible, you would pay a premium of approx. $100 for a trip that would cost you $3,000. If you intend to spend $5,000 on your trip, the premium would be approximately $168.
Given the world situation, you may want to add war and terrorism coverage. There is a catch-it won’t be cheap.
Choosing to buy travel insurance depends a lot on what kind of person you are and where you are intending to go.
People under 50 are most likely to buy medical insurance. Usually older traveler’s buy trip cancelation plans.
For an example, in Europe, you may not need travel insurance where health-care quality in like the US. But some of the policies, such as emergency evacuation, might be worth looking into for certain kinds of travel.
When you decide to travel, you take the chance of lost luggage, flight cancellations, reservation cancellations, theft and many even more situations which can cause anxiety.
When you plan a vacation, it is stressful enough without having to worry about something going horribly wrong while on vacation. Purchasing travel insurance will assure that you are compensated if anything goes wrong on your vacation.
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(posted in the Hall Of Travel category)
Protect Your Business from the British Recession with Bargain Place of Work Furniture
May 2, 2009, 6:14 amThe British recession can often be a wary situation for any small to medium business, especially with the rate of companies having to sack workers in the last few months. With the UK credit crunch it extremely makes the majority of business owners to decide to cut budgets for just about anything like place of work furniture. With this in mind, most business owners are now looking at 2nd hand furniture or cheap furniture.
No more are the days when business owners would dress the office in oak and pine antique flooring and desks from the Edwardian era and have marble flooring at reception. More now use flat packed furniture. The fabulous thing about cheap furniture is that company owners will often actually get much more for your money than accountants would expect. For the similar cost of an antique pine reception desk, organisation owners may probably afford to buy a woodchip desk, office chair, filing cabinet and office plants.
With the British credit crunch, abounding organisations will be seeking for ways to minimise costs. Assessing the expenditure that is not necessary can help loads of firms free up cash to help with their cash flow. So next time owners are looking to find office furniture be fully aware that there is an affordable option out there if company owners look for it. Check out and purchase a Monitor Stand from the computer furniture store CFW.
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(posted in the Shopping Binge category)
The Forbidden City, China
May 2, 2009, 3:30 amThe third Ming emperor YongLe returned the capital to Beijing (from Nanjing) and in 1406 he began construction of a new and extremely grand imperial palace complex. The building work took 14 years to complete – and an estimated one million workers, including 100,000 artisans, were involved.
The Forbidden City gets its name from the fact that ordinary citizens were excluded from the complex. It is surrounded by a six meter deep, 52 meter wide moat. Inside the moat, the outer wall is 10 meters high and 3,400 meters long. The enormity of the complex, with the emperor hidden inside, added to the imperial mystique and air of legitemacy.
The Forbidden City, located at the exact center of the ancient city of Beijing, was the home and seat of power of 24 emperors during the mid to latter Ming and the Qing dynasties. By the end of the eighteenth century, some 9000 people were estimated to reside there. Apart from the royal family, these were eunuchs, concubines and maid-servants.
From Palace to Museum
The Forbidden City ceased being the political center of China in 1912 with the abdication of Pu Yi, the last emperor of China. PuYi wrote an interesting autobiography entitled ‘From Emperor to Citizen’. The film ‘The Last Emperor’ was the first foreign film made in China and was partly filmed on location in the Forbidden City.
Today, the Forbidden City is a public museum, drawing the attention of millions of travellers and tourists from around the world. Here you can see and feel part of a place with over 600 years of history. Now renamed as the ‘Palace Museum’ (‘GuGong’ in chinese, meaning simply ‘old palace’), its extensive grounds cover 720,000 square meters (74 hectares); it is nearly 1km from north to south. There are 800 buildings that have in total about 9,000 rooms.
The Forbidden City is listed by UNESCO as the largest collection of preserved ancient wooden structures in the world, and was declared a World Heritage Site in 1987. It is a dazzling architectural masterpiece. The imperial palace grounds are located directly to the north of Tian’AnMen Square and are accessible from the square via Tian’AnMen Gate. Although no longer occupied by royalty, the Forbidden City remains a symbol of chinese sovereignty and the image of its entrance gate appears on the seal of the People’s Republic of China.
Popular tourist destination
The Palace Museum is now one of the most popular tourist attractions in the world. Visitors can see the traditional palace architecture up close, enjoy the treasures of the imperial family and court, and learn of the legends and anecdotes about the imperial family and the court. White marble, walls of terra-cotta, roofs of glazed golden yellow tiles, and woodwork finished with paint, lacquer and gilding unite to create an effect of exceptional beauty (see http://www.ForbiddenCityChina.com” for many photos).
The chinese government has invested a lot of time and money in the Forbidden City and it is now a fantastic place to wander and dream of times gone by. Recently, the site has been under a major renovation that has limited visitors to a few areas. However, it remains open and the great majority of places are still accessible.
The name Beijing translates as ‘northern capital’ and is close to the old northern border of China protected by the Great Wall – about 40 km away. So with a trip to Beijing one can take in not only the Forbidden City but also the Great Wall of China. Also, the world famous Summer Palace with its large man-made lakes (the country palace grounds of the emperor) is only 20 km to the west, near the popular Fragrant Hills. To the south is the equally famous, and beautiful, Temple of Heaven (TianTan). Beijing is close to the port city of Tianjin and therefore can be a stop on a cruise tour of China.
Steve Clarke is a travel writer, photographer and founder of the Forbidden City China website that features over 200 high quality photographs of the Forbidden City.
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(posted in the Hall Of Travel category)
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